Kakebo. El oroginal : El método japonés para aprender a ahorrar

The ultimate tool from Blackie Books for learning to save! Manage your personal finances and change your bad habits with the Kakebo. Each month you'll find brief tips and tricks, some exercises to put what you're learning into practice, all organized in easy-to-use tables and lists to encourage you to make a radical change in your daily life. How? In just five steps: 1 - INCOME. Clearly list all the money you receive each month, whether it's your salary, tips, gifts, etc. 2 - FIXED EXPENSES. Subtract all your recurring monthly expenses such as utilities, rent, mortgage, etc. 3 - YOUR SAVINGS. At this point, you can decide whether to save in advance or wait until the end of the month to save the money left over from your weekly expenses. 4 - YOUR BUDGET. By subtracting your FIXED EXPENSES from your INCOME each month, you'll get your monthly BUDGET for your weekly expenses. 5 - YOUR WEEKLY EXPENSES. Here you'll track your daily spending. Subtracting your total WEEKLY EXPENSES from your BUDGET will give you your final balance. This is the big moment of each month!